Family budgeting, simple and easy.
One budget for the two of you, synced with Monobank, with a forecast to the end of the month.
Email or Google. Your partner joins with a link.
The whole family
One budget for the whole family.
Invite with a link. Typed entries, bank payments and the kids' own entries land in one live feed, marked with who added them.
The method
Four steps that keep a month on track.
Connect your bank
Monobank payments arrive by themselves, with a category. Split one between categories and it stays split.
Add the rest by hand
Cash and the rest in ten seconds, right after you pay.
Plan the month
A limit per category. The month can start on payday.
See spending ahead
Bills and one-offs are in the forecast: you see an overshoot on the 12th, not the 31st.
Type the note. YABA picks the category.
Just note the expense, and YABA categorizes it automatically: from your history or with AI that sees only the note, never the amount or your personal data. The keypad does sums too: 120 + 45 is saved as 165. Works offline.
Track the budget before it's too late.
Every category against its plan and the calendar. When one runs over or ahead of pace, one email arrives at 8 am. Quiet days, no email; Mondays, a weekly recap. You choose which ones come.
See where a usual month goes.
Bills you can't skip, everyday spending and everything else, from your last six months, and what's left of your income. Tap any number to see the entries behind it. New subscriptions and price rises show up on their own; to recognise regular payments, AI sees only shop names, never amounts.
Say what you're saving for. YABA works out when.
A car, a safety cushion or paying off a card: set the amount and, if you like, a date. YABA plans from what a usual month really leaves, keeps a margin for a worse one, and says plainly when a date doesn't fit, with a later date or a few spending cuts to choose from. Several goals save side by side. No AI guesses, just your own numbers.
Ask your assistant. It checks YABA.
Connect Claude, ChatGPT or Cursor: ask how the month is going, or have it add and fix entries. You pick the family, and changes are off until you allow them. Every entry it adds shows “via Claude”.
get_budgetadd_transactionOn a computer
Compare months on a bigger screen.
Any months side by side, with the change and a trend line per category. Click a category to see its entries.
YABA
Also in YABA
Small things, used every day.
Several currencies
Hryvnias, dollars, euros, at each day's NBU rate.
Your history, imported
Import years of history from a HomeMoney CSV. The file is read on your device.
A calendar of spending
See which days the money went.
An app that works offline
Installs as an app. Entries made offline sync later.
Bills on their days
Rent, subscriptions and salary found in your history, on their days and in the month's forecast.
Fix many entries at once
Select entries and change their category, account, date or note together, or delete them.
Coming next
Security and privacy
Your money stays your business.
Stored in the EU, apart
Each family has its own separate database, securely encrypted and never shared with third parties.
Encrypted
Encrypted in transit. Bank tokens are stored encrypted (AES-256); sign-in codes never in plain form.
Never sold, never shared
No ads, no data sales. AI sees only names (your notes, shops and categories), never amounts. Bank access is read-only. Your own AI assistant gets only the family you pick, and changes nothing unless you allow it.
GDPR: you are in control
Export to CSV or delete your account any time. Family data is erased 30 days after a request.
Pricing
Every feature, for every family.
Every feature in both plans. Free covers a lighter month; Plus has no limits.
Free
₴0
Forever
- 100 entries a month
- 4 accounts
- 1 goal
- Every feature, the whole family
Plus
₴199₴1,990 / month/ year
Less than 2 cups of coffee at a good caféSurely less than one pair of good shoes
- Unlimited entries, accounts and goals
- One subscription for the whole family
- Cancel any time, your data stays
New families get 30 days of Plus, no card needed. Payments by plata by mono. Prices in $ and € for convenience: the card is charged in hryvnias at the bank’s rate.
What's new
Version 1.8
- Split by category: one payment of 1,000 can be 700 groceries and 300 pets. Tap the split button in an entry and add parts; each part counts in its own category. A bank-synced payment stays split when the bank syncs it again.
- Duplicate an entry: the copy button in an entry starts a new one just like it, dated today.
- Add on any day: hover a day in the list and press N, or click its «+ Add», and the new entry starts on that day.
- The day stays in sight: while you scroll a list, the day you're in stays at the top with its total.
- Recurring sits beside the category, so the entry sheet is one row shorter; «Not a bill» is in its sheet.
- Arrow keys in pickers: ↑ ↓ walk the account search's matches and the category sheet, Enter picks.
- Your Overview, your chart: the spending chart can be hidden or moved like the other sections.
- Entries on an account's page open for editing.
- Monobank payments no longer stay «processing» after they've gone through.
- Even more room above Save in quick add.
Why I built this
Fifteen years of spreadsheets.
I've kept my family's budget for 15 years, mostly in spreadsheets. Tracking was easy. Finding out we'd overspent after the month was over was the problem.
YABA is that workflow as an app: track daily, plan, and find out early enough to fix it.
Volodymyr Sverediukbuilding YABA
Talk
Money culture, or how to control your expenses
pivorak Lviv Ruby MeetUp
Questions
What people ask before they start.
What is YABA?
YABA is a family budgeting app for couples and families. Partners share one budget: you log spending in seconds, plan a limit per category and see early in the month whether it will fit. It works on phones and computers, in Ukrainian and English.
Does YABA work with Monobank?
Yes. Connect Monobank with a read-only token and card payments arrive within seconds, already with a category. Moves between your own cards become transfers. Other Ukrainian banks will follow once open banking opens to apps.
Is YABA free?
The free plan has every feature for the whole family, with up to 100 entries a month, 4 accounts and 1 goal. Plus removes the limits for ₴199 a month or ₴1,990 a year, one subscription for the whole family. New families get 30 days of Plus with no card.
How do two partners share one budget?
One of you creates the family and sends an invite link. Everyone in a family is equal and sees one live feed, with who added each entry. Kids can join from their own phones.
Is there an app for iPhone and Android?
YABA installs from the browser to the home screen on iPhone, Android and computers, so there's no app store step. It opens instantly and works offline: entries made without a connection sync later.
Is my financial data safe?
Each family's data lives in its own database in the EU. Bank tokens are encrypted (AES-256) and bank access is read-only. Data is never sold or used for ads, and AI features see only names such as notes and categories, never amounts. Export everything to CSV or delete your account any time.
Which currencies does YABA support?
Every account has its own currency: hryvnias, dollars, euros and more. Foreign amounts are converted to your base currency at the NBU rate of that day.
Can I import my history?
Yes. YABA imports years of history from a HomeMoney CSV export. The file is read on your device, and an import can be undone.
Can I use YABA with ChatGPT or Claude?
Yes. YABA has an MCP server at https://app.yaba.day/mcp. Add it in Claude, ChatGPT, Cursor or another assistant, sign in and pick a family. The assistant can read the budget, and add or fix entries only if you allow changes. Disconnect it any time in Settings.